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Small Industries Development Bank Of India (SIDBI) Set Up On 2nd April 1990 Under An Act Of Indian Parliament, Acts As The Principal Financial Institution For Promotion, Financing And Development Of The Micro, Small And Medium Enterprise (MSME) Sector As Well As For Co-ordination Of Functions Of Institutions Engaged In Similar Activities.


Small Industries Development Bank Of India Has Been Established Under An Act Of The Parliament In 1990. SIDBI Is Mandated To Serve As The Principal Financial Institution For Executing The Triple Agenda Of Promotion, Financing And Development Of The MSME Sector And Coordination Of The Functions Of The Various Institutions Engaged In Similar Activities.The Shares Of SIDBI Are Held By The Government Of India And Twenty-two Other Institutions / Public Sector Banks / Insurance Companies Owned Or Controlled By The Central Government


  • Nationality: Citizen of India
  • Educational Qualification: A graduate or post graduate degree in any discipline from a state or central recognized university or possess any other equivalent qualification recognized as such by the Central Government.
  • Age limit: The applicant must be of 21 to 28 years as of July 1st 2022. The relaxations are offered to certain categories.


  • Credits tailored to suit the need of MSMEs
  • Affordable Interest Rates
  • Collateral-free Funding
  • Not just Financial Assistance
  • Transparent Loan Process

Required Document

  • Proof of Identity
  • Proof of residence
  • Proof of business Address:
  • MOA (Memorandum and articles of association) of the firm and Partnership Deed of partners etc
  • Biodata of promoters / Guarantors (as per the enclosed format I)
  • Net Worth Statement of promoters and guarantors along with latest income tax returns (as per attached format II).
  • Rent Agreement and clearance from the pollution control board if applicable
  • Udyog Aadhar memorandum (UAM) registration
  • Projected balance sheets of the next two years if the working capital limits and for the period of the loan in terms of the term loan
  • Photocopies of lease deeds and title deeds of all the properties being offered as primary and collateral securities
  • Bank Account details in case of any existing outstanding loans or limits
  • Certificate of incorporation from the ROC to verify whether majority stakeholding in the company is in the hands of the person who belongs to SC, ST and woman category
  • Last 3 years balance sheet of the Associate and Group Companies.
  • Detailed Project Report
  • Manufacturing process details
  • FAQs

    Various stakeholders such as start-ups, agri-entrepreneurs, farmers, Agricultural Produce Market Committee (APMC), Farmer Producers Organization (FPO), and others are eligible to apply for the Agriculture Infrastructure Fund scheme. For further information, reach out to Abtik Services.
    Primary Processing (Sorting Grading, cleaning, Drying Packaging, Storage) of Agriculture products like (Cereals & Millets, Fruits and Vegetables, Spices, cotton, Tea, coffee, Oilseeds, pulses, Sugarcane, Coconut, Jute, Nuts, Herbal, Medicinal Plant and Aromatic Crops.
    If any client is involved in the production of agriculture equipment (Tractor, Rotavator, Cultivator) then it is not eligible, but if the client rents the minimum 5 equipment (Tractor, Rotavator, Cultivator) to farmers then it will be eligible.
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