Skip links



Abtik Services has started an association for startups & MSME companies, Egniol provides end to end solutions for all types of government benefits for MSMEs.We are a management consulting, training and start-up mentoring firm for the Manufacturing industry, Allied industries and Start-ups companies. We provide legal consultancy and financial advisory for all Government industrial policies.


Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) is jointly set up by Ministry of Micro, Small & Medium Enterprises (MSME), Government of India and Small Industries Development Bank of India (SIDBI) to catalyse flow of institutional credit to Micro & Small Enterprises (MSEs). Credit Guarantee Scheme (CGS) was launched to strengthen credit delivery system and to facilitate flow of credit to the MSE sector, create access to finance for unserved, under-served and underprivileged, making availability of finance from conventional lenders to new generation entrepreneurs.


Manufacturing, Services and Retail Trade activities are eligible. Educational / training institutions, agricultural, SHG are ineligible for coverage Maximum guarantee coverage up to 85% and 200 lakh based on outstanding amount *Extent of Guarantee Cover*
  • 85% – Up to ₹ 5 Lakh-Micro Enterprises
  • 80% – Up to 50 lakh-Women Entrepreneur / units located in
  • 75% – From ₹ 5 lakh to ₹ 200 lakh Others Category-North Eastern Region (Incl Sikkim)
  • 50% – Up to ₹ 100 lakh-MSE Retail Trade


  • Quick disbursal
  • Competitive interest rates
  • Flexible tenures
  • No Collateral
  • Low Rate  of Interest 

Required Document

  • Aadhar Card
  • Pan card
  • GST Certificate
  • Contact Person
  • Contact number
  • Email id


Various stakeholders such as start-ups, agri-entrepreneurs, farmers, Agricultural Produce Market Committee (APMC), Farmer Producers Organization (FPO), and others are eligible to apply for the Agriculture Infrastructure Fund scheme. For further information, reach out to Abtik Services.
Primary Processing (Sorting Grading, cleaning, Drying Packaging, Storage) of Agriculture products like (Cereals & Millets, Fruits and Vegetables, Spices, cotton, Tea, coffee, Oilseeds, pulses, Sugarcane, Coconut, Jute, Nuts, Herbal, Medicinal Plant and Aromatic Crops.
If any client is involved in the production of agriculture equipment (Tractor, Rotavator, Cultivator) then it is not eligible, but if the client rents the minimum 5 equipment (Tractor, Rotavator, Cultivator) to farmers then it will be eligible.
error: Content is protected !!